SKU: 36019437140

You Need a Budget: The Proven System for Breaking the Paycheck-To-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

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You Need a Budget: The Proven System for Breaking the Paycheck-To-Paycheck Cycle, Getting Out of Debt, and Living the Life You WantWall Street Journal Bestseller Experience a life free of financial stress and transform your relationship to money with this indispensable guide the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. No one should tell you what to do with your money only you know what's most important to you. Always guiding you

Wall Street Journal Bestseller

Experience a life free of financial stress and transform your relationship to money with this indispensable guide--the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live.

No one should tell you what to do with your money--only you know what's most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method--four, simple rules--will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:

  1. Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it.
  2. Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.
  3. Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they're guilt-free, realistic, and sustainable.
  4. Age Your Money. As you repeat the first three rules, you'll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you'll have finally broken the paycheck to paycheck cycle for good.

This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Don't waste another month counting down the minutes until payday....



Binding Type: Hardcover
Publisher: Harper Business
Published: 12/26/2017
ISBN: 9780062567581
Pages: 224
Weight: 0.75lbs
Size: 8.30h x 5.80w x 1.00d

Review Citations: Publishers Weekly 10/30/2017
Library Journal 11/15/2017
Booklist 12/01/2017 pg. 11
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SKU: 36019437140

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Jacob Lingeman
Los Angeles, US
★★★★★ 2
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Size: 38"Height × 14" Wide
Look great but they are not solid. Table is super wobbly
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Reviewed in the United States on August 21, 2025
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MJ
Los Angeles, US
★★★★★ 5
Modern, Sturdy, and Perfect for Outdoor Projects
Size: 38"Height × 14" Wide
These metal pipes made fantastic table legs for our outdoor wood table. They have a sleek, modern look that feels high-end. We sprayed them with Rust-Oleum for added protection, and they’ve held up great. Solid, stylish, and functional—highly recommend for any DIY furniture project!
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Reviewed in the United States on June 25, 2025
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Nana V
Carnegie, US
★★★★★ 1
Wobbly
Size: 38"Height × 14" Wide
Not sturdy
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Reviewed in the United States on February 28, 2026
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Orlando J.
Charlottesville, US
★★★★★ 5
Great design for a kitchen sink organizer -- will not tip or accumulate water
We've had an Oxo kitchen sink organizer for years, and it's been fine, except 1) tall brushes (for example, Oxo brushes) make it tippy, stray elbows or imperfect placement of the brush would knock it into the sink and 2) it built up a soapy sludge in the bottom that that had to be drained and wiped down constantly. This item solves both issues perfectly. Likes: Size - I think it's about 5 inches deep, which is just right to fit the strip of countertop that runs behind the sink, up against the backsplash Weight - The drying stone in the bottom gives the baskets some real heft, so there is no tipping it over by bumping a brush handle -- it really stays put Drying stone -- The diatomaceous drying stone that slides into the bottom of the main basket is a great idea. These are porous stones that will absorb water and then allow it to evaporate fairly quickly. So far, it seems to be doing its job well. I'm sure the stone will need a wipe down now and then to stay clean, but no puddles of sludgy soapy water in the bottom is a big plus Overall Design/Build quality -- The unit seems solid. It's a simple design, but there are no sharp edges or unfinished bits. Once in place it doesn't wobble a bit. I wasn't sure about the black powder-coated finish, but installed it looks clean and it's unobtrusive. I appreciate that the smaller basket for tall brushes sits on hooks and can be hung inside or outside the main basket. Ours sits inside, but there's plenty of room left over for sponges . And there's still room to stand up a bottle of liquid detergent or counter-top spray. NOT SO LIKES Nothing so far. I notice a lot of this style of sink organizer on Amazon, so presumably they're selling well. It's a great improvement over the older kinds. Five big, clean, well-organized stars. Highly recommended.
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Reviewed in the United States on December 6, 2025
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the_Mrs.C
New York, US
★★★★★ 5
Love it!
This fits on my counter perfectly! It’s built well and hold so much things!
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Reviewed in the United States on March 27, 2026

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