SKU: 77263987937

The Value of Debt in Retirement: Why Everything You Have Been Told Is Wrong

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The Value of Debt in Retirement: Why Everything You Have Been Told Is WrongIncrease the odds you won't run out of money in retirement using debt Conventional wisdom is wrong being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt that thing we've all been taught to avoid can play an integral role in your

Increase the odds you won't run out of money in retirement - using debt

Conventional wisdom is wrong - being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt--that thing we've all been taught to avoid--can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do.

Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem.

Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month - after taxes - and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money.

Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation.

There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years - a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk.

Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals.



Binding Type: Hardcover
Publisher: Wiley
Published: 03/16/2015
ISBN: 9781119019985
Pages: 336
Weight: 1.10lbs
Size: 9.10h x 6.20w x 1.10d
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SKU: 77263987937

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Grantham, US
★★★★★ 5
"WORK GREAT"!
Size: 24.01+18.01, Style: 2 piece
They Fit perfectly, easy to put on my Hyundai Elantra. Their Alot nicer than the old ones my last mechanic put on & work Alot better. Good value for the price i Highly recommend them. I'm a CHRISTAIN & Not paid for my review.
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PapaRatzy
Draper, US
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Easy to install no streaks
Size: 24+17.01, Style: 2 piece
No problems installing these wiper blades. They do a very good job of clearing the windshield of water when it’s raining. I have not noticed any squeaks or streaks. Well worth the money.
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Reviewed in the United States on May 23, 2026
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Alex
Houston, US
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Good Price. Solid Product
Size: 26+19+21, Style: 3 piece
I ordered these wipers for a 2011 Honda Crosstour. It’s a pretty rare car and I barely see these on the road, so finding these wipers was great since most brands do offer parts for these cars but they are crazy expensive, what I liked about these wipers was the durability and the efficiency you can notice the material was sturdy and wasn’t going to snap off and the efficiency was great. It cleared the windshield without leaving and strikes or making a sound. I would highly recommend these wipers or buying from this brand.
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Keith
Grantham, US
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Quick delivery, and fits perfect
Size: 22+22, Style: 2 piece
Quick delivery, Fit perfect. Don't get much rain in SO CAL so I can't report on the quality just yet. Seems good for this environment.
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Whiting, US
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Good product at a great price
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I was looking for some wipers that were just like the ones that come on my 2024 Honda HRV and these came up on the Amazon website so I ordered them and the very next day they were delivered to my house!!!!! WOW and they are just like the ones that came on my HRV. Very easy to install with NO adapters to use or parts to take off. All I had to do was take my old wipers off and put on the NEW ones and the price is great too. Also they come well packaged and a plastic guard is over the rubber for more protection in the shipping so be sure to take that off before install, you’d be surprised how many people would leave it on and think that they don’t work properly. Note: Be sure to clean your windshield before you use your wipers cause road scum or wax from car washes will make you think that they don’t work. I had some problems but once I cleaned my windshield really good there was no streaks at all. Now I don’t know how long they will last cause I just got them, may do another review in the future.
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